Hansi Mehrotra

“Wow, you must be really good in math to be in finance. I don’t have a head for numbers. I leave all that to my husband/father” is a common rejoinder I get from women when I tell them what I do. It’s true that finance has a lot of numbers, but not necessarily a lot of complicated math, as people think. Especially in personal finance. In fact, the only math you need for personal finance you probably help your kids with – basic addition/subtraction, multiplication/division and percent/fraction.

I will walk through the numbers, but perhaps a better place to start is what the numbers achieve. Once you understand the objective, the math and numbers will make more sense.

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